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Retirement isn’t just about not going to work anymore. You don’t want to treat it like a random event and assume that all the pieces will fall into place. The people who enjoy their retirement the most are those who plan for it. Sure, not everything will go according to plan, but part of planning is also about being prepared for the unexpected.

Chances are you will make changes in your lifestyle after retirement. If you don’t, the new circumstances in your life will do it for you. They might be minor changes or significant ones, but in any case, it’s best to make the changes in your terms, as long as you’re able to.

Let’s talk about how you can adjust your lifestyle to be more suitable for retirement.


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Getting up every day for work for decades isn’t something we always enjoy, but the fact remains that it does give structure to our lives. When you don’t have that structure, you will eventually begin to miss it. This means you need to restructure your time.

This can be done in several ways. Many retirees will brush up on an old hobby or pick up a new one. But what all retirees do is continue doing the same things they used to do — except going to work. They still have to do house chores, run errands, exercise, read, etc. The difference is you have more time to do these things so they might not take up your whole day as they did when you were working.

The idea that you have nothing to do and don’t want to do anything isn’t true. The reality is people who have been working all their life want something to do and appreciate the structure and meaning in their life. This can be fulfilled by taking up some part-time work, for instance. If you visit, you will find that there are plenty of doable and enjoyable work options for people who have reached or are approaching retirement age. You’ve spent your life working and honing skills that can be put to good use during retirement. This is a time when you can still work online or from home, but on your own terms, to help you financially, emotionally, and socially.


With an empty nest, downsizing your home might suit your new life for a few reasons. First off, it will be cheaper to move into a small house as you’ll find the expenses of retirement may be more than you expected, especially if your home is old and needs a lot of maintenance. Secondly, retirees want to keep their old home believing that family visits and the grandkids coming over is going to be a ritual. This often isn’t the case as visits may not be as regular as expected.

Third, your house might suit you now, while you’re in your 60s, but less so as you age. For instance, a staircase in your home might not be practical when you’re older. You need to realize that you could spend about 20 years in retirement, so your home needs to accommodate you in practical, comfortable ways.

Opportunity to Be Selective

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People assume that retirees have a very limited social life and that it doesn’t happen by choice. Yet, for many retirees, it is a choice. Think of it like this; we spend our entire life with obligations, often having to deal with people that perhaps we’d rather not interact with. Most of us have experienced what that is like through work.

This is something you no longer have to do when retired. You have the option to be selective with whom to hang out with, who is considered a true friend, and whom you may not want to carry on relations with. This is a huge benefit of retirement, but it’s also a lifestyle you may want. This doesn’t mean that you have to be alone for long hours at a time — humans need contact and communication in their life. But it is just to say you have options with whom to keep in contact with.

By the same token, you might want to make new friends as part of your new lifestyle. You could stay in contact with colleagues and co-workers after retirement, only to realize you never had that much in common, except work. This can motivate you to seek new friends and acquaintances.

Dealing with Leisure

Leisure is great! There’s no denying that. It’s especially great when we don’t have the time to leisure around and find that window of opportunity to take time off without a care in the world.

The problem with leisure, however, is that when we do it too much, it loses its vigor. Thinking you can laze around all day with nothing to do isn’t the right way to approach leisure. Instead, view the things you like to do as leisure. After all, there is a difference between fulfilling activities and time-filling activities. For retirees, fulfilling activities is what often helps fill the gap of work. This is what you need to find to appreciate your leisure time.

Dealing with Finances

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The general rule that money doesn’t buy happiness remains the same; you can have it all and not be happy. Finances are about using your current resources to manage your life comfortably.

To have this, you need to have a clear idea of the type of lifestyle you want to lead and see if your savings and nest egg will support that lifestyle. You first need to deal with the essentials that you need to have enough for, regardless of the lifestyle you want. You want to make sure you have enough for emergencies and such. When this is accounted for, you have the rest to do with as you please.

There’s no such thing as a perfect retirement, but there is a successful retirement that will depend on each person’s particular situation. Depending on the lifestyle you want, you will know what kind of plan to make. You may find that you have more options during your golden years that you initially thought. Between having a new job, making new friends, or living in a different location, there are plenty of ways to live the life most suitable for you.